Briefly in numbers
728,000+ customers
123.7M total assets
2,700+ points of sale
440 employees

Our vision

We foresee a future in which it is common to spend regular monthly income by splitting it between various regular, scheduled payments for goods and services that improve quality of life during the agreed time window.
Some of these payments will be credit repayments. The trick is to make the installments very easy to execute, turning them into a seamless part of everyday life.
As a group, we aim to serve millions of customers and that means that we constantly strive to attract the best talent, implement the latest technology.

Tarmo Sild & Allar Niinepuu

Our values

Bringing a transparent financial solution, while being a socially responsible corporate

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  • We bring the competence of e-Estonia to help develop and digitize the financial sector.

 

  • We help develop local economy to be more transparent.

 

  • We believe money is a means to achieve your goals, not a goal by itself.
  • We contribute to the social environment of the countries we operate in.

 

  • We are a responsible corporate citizen and a solid taxpayer.

Markets

We started our business activity in Albania in 2015 and since then we are the leading personal finance company.

  • Albania

    In 2015, we opened our official representative office in Albania, thereby establishing ourselves as a leading financial institution licensed by the Bank of Albania.

  • Bosnia and Herzegovina

    In 2019, we opened our official representative office in Bosnia and Herzegovina.

  • Bulgaria

    In 2019, we opened an official representative office in Bulgaria.

  • Moldova

    In 2008, we opened our official representative office in Moldova, thereby establishing ourselves as a leading company in Eastern Europe for personal finance.

  • North Macedonia

    In 2017, we also opened our official representative office in the Republic of Macedonia

Team & management

Our core team has an extensive background in finance sector, strategic business management and customer experience.

We originate from a digital nation, and always work to bring the smoothest and well-executed solutions to you.

Tarmo Sild

Chief Executive Officer and co-founder

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Allar Niinepuu

Chief Commercial Officer and co-founder

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Kristel Kurvits

Chief Financial Officer

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Tarvo Rahumägi

Chief Risk Officer

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Mart Ambur

Chief Technical Officer

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Goksu Tugay

Chief Customer Experience Officer

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Kadi Raudsepp

Chief Legal Officer

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Career at iute
We are always looking for ambitious and talented individuals to join our team

Send us an overview of your skills, previous work experience and why you would be a good team player at iute.

 

Send us a message

Ema, Customer Advisor:

“By being supportive and constructive, we can move forward together. Do you have questions or need help? Contact me – I’m here to help!”