Privacy Policy

Cookie policy

of IuteCredit Bulgaria

Effective as of: 30.09.2021.

This website, www.iute.bg (here in after, the “Website”) uses technologies that enhance user friendliness and engagement, to keep the Website operating as smoothly as possible and to provide web services and functionalities for each visitor. Examples of these technologies are cookies, pixel tags, local storage and scripts (referred to here as “cookies“). This helps us provide you with a good experience, improve our services, and to personalize ads and content to you while you use the website.

About this cookie policy

This Cookie Policy (“Cookie Policy”) describes the types of the cookies we use on the website and our purposes for using them, the information they collect from and about you, how that information is usedand how to control the cookie preferences.

Since the use of third-party cookies or trackers through this Website cannot be fully controlled by the owner, any specific references to third-party cookies and trackers are to be considered indicative. In order to obtain complete information, You are kindly requested to consult the privacy policies of the respective third-party services listed in this Cookie Policy.

1. What are cookies?

• Cookies are small text files that are used to store small pieces of information. The cookies are stored on your device when the website is loaded on your browser. These cookies help us make the website function properly, make the website more secure, provide better user experience, and understand how the website performs and to analyze what works and where it needs improvement.

• Cookies also allow our website to remember your actions and settings (such as login, language, font size, and other settings on the screen), so you don’t have to enter them every time you visit our page.

2. Key concepts

• First-party cookies are those set by a website that is being visited by the user at the time (e.g., cookies placed by our website domain).

• Third-party cookies are cookies that are set by a domain other than that of the website being visited by the user. If a user visits a website and another entity sets a cookie through that website, this would be a third-party cookie.

• Persistent cookies: these cookies remain on a user’s device for the period of time specified in the cookie. They are activated each time that the user visits the website that created that particular cookie.

• Session cookies: these cookies allow website operators to link the actions of a user during a browser session. A browser session starts when a user opens the browser window and finishes when they close the browser window. Session cookies are created temporarily. Once you close the browser, all session cookies are deleted.

• Local Storage technology: enables efficient use of the website, it is used to store data saved during the use of the website in a separate part of the browser’s memory, after its closing. Only the website from which the data was saved in the browser can access the data in Local Storage.

3. What types of cookies do we use and why?

• Generally, the usage of the cookies helps us to:

• make our website work according to Your expectations;
• to remember Your settings during visits;
• to improve our advertising efficiency;
• to allows us to improve our Website.

• We do not use cookies for:

• the collection of identifiable Personal data – we will always ask for Your explicit permission if we ever want to collect such information;
• the collection of Your sensitive Personal data without Your explicit consent.

• The cookies used on our website are grouped into the following categories:

• Necessary – Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

• Statistic – Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.

• Marketing – Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third-party advertisers.

4. Cookie list

• Category: Necessary (12)

• Category: Statistics (4)

• Category: Marketing (7)

• Google, Facebook and AdForm cookies

• We use cookies for online advertising on the Google AdWords Remarketing Platform. This includes the use of third parties, including Google, to show You ads after visiting our site. This can be in the form of an advertisement on the Google Search page or on the Google Display Network. We and third-party vendors, including Google, share cookies (such as Google Analytics) to analyze the extent to which impressions on our advertising, other uses of advertising services, and interactions with these impressions and advertising services are associated with visits to our site. You can adjust the way Google displays your ads in your ad settings.

• We use cookies for online advertising on the AdForm Remarketing Platform. This includes the use of third parties to show You ads after visiting our site. This can be in the form of an advertisement on the AdForm Display Network. We and third-party vendors share cookies to analyze the extent to which impressions on our advertising, other uses of advertising services, and interactions with these impressions and advertising services are associated with visits to our site. You can adjust the way AdForm displays your ads in your ad settings.

• We use the Facebook marketing and remarketing platform, which involves the use of data, our and third parties, including Facebook, to show You advertisements after Your visit or interaction with our site. This can take the form of advertising on the Facebook platform. We and third-party vendors, including Facebook, share cookies to analyze the extent to which impressions on our advertising, other uses of advertising services, and interactions with these impressions and advertising services are related to visits to our site.

• We use cookies from the Google Analytics platform to collect statistics on demographics and interests, where reports on this data show aggregation of data rather than identifying individual users. These statistics are used to optimize and create targeted ads for specific groups, and to optimize the content on our site. Visitors may disable Google Analytics from displaying ads and custom ads on the Google Display Network.

• Google Analytics cookies allow us to collect anonymous information about user behavior on our site. The information is anonymous and does not contain personal data. The information collected from Google Analytics cookies on our website is transmitted and stored on Google software in accordance with Google’s privacy policy.

• We use tools for tracking Google AdWords and Facebook results and optimizing advertising tools. Their use allows us to take into account the interactions between ads and related conversions on our site. You can turn off the remarketing option by visiting the links below:

• For Google: https://support.google.com/google-ads/answer/2375362?co=ADWORDS.IsAWNCustomer%3Dfalse&hl=en

• For Facebook: https://www.facebook.com/ads/website_custom_audiences/

• For AdForm: https://site.adform.com/privacy-center/platform-privacy/opt-out/

5. When do we require your consent?

• Cookies which are essential for an online service or performance cookies to gather statistical data on how the website is used which cannot be linked back to an individual, do not require your consent.

• For other non-essential cookies, e.g. marketing cookies, however, we request your consent before placing them on your device. You can give your consent by clicking on the appropriate button on the banner displayed to you. If you do not wish to give consent or wish to withdraw your consent to any performance, functional or marketing cookies at any time, you can do so by clicking the ‘manage consent’ button. You can also delete and block or disable cookies via your browser settings; see below in clause 6.2. for more information on how to do this. Please note that disabling these cookies will affect the functionality of the website and may prevent you from being able to access certain features on the website.

• Also, if you want to learn more about cookies in general and how to manage them, please visit http://www.aboutcookies.org

6. How to change your Cookie settings

• Most web browsers allow some control of most cookies through the browser settings. However, if you use your browser settings to block all cookies (including strictly necessary cookies), you may not be able to access all or parts of the website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies as soon as you visit the website.

• Changing your Cookie settings

You can find detailed instructions on how to manage your Cookies by clicking on the appropriate link below:

Cookie settings in Internet Explorer

Cookie settings in Firefox

Cookie settings in Chrome

Cookie settings in Safari

7. Changes in the Cookies Policy

The Website reserves the right to make changes to this Cookie Policy. Therefore, we recommend reviewing this Cookie Policy each time you visit our Website to keep up to date with any changes that may have taken place.

For more information, please contact us via the email address below: